Ted Booker

Personal loans, made simple. Real people, real answers.

1-866-466-6080
350 Pine Street
Beaumont, TX 77701

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Loans subject to credit qualification and approval. APR range 8.99%–35.99% (fixed) based on credit profile, term, amount, and verified income. Funding times vary by bank.

Representative APR & Loan Terms

Personal loans are originated by Nationwide Loans, an Equal Housing Lender, in partnership with FDIC-insured banking partners. Loans are not available to residents of all states. Minimum loan amounts vary due to state-specific legal restrictions.

Loan amounts range from $1,000 to $50,000. APRs range from 8.99% to 35.99% and are fixed for the life of the loan. Final rate depends on credit profile, term, amount, and verified income. Repayment periods range from 24 to 84 months. All loans have $0 origination fees and $0 prepayment penalties.

Representative example. A four-year $15,000 loan with a fixed rate of 14.99% APR would have an estimated monthly payment of $417.39 and a total cost of $20,034.49 over the life of the loan. To qualify for our lowest 8.99% APR, a borrower will typically need excellent credit (740+), verified income, and a shorter loan term. Borrowers with limited or no credit history are still considered and may qualify with APRs up to 35.99%. Final rate, term, and amount are determined based on application review, credit score and history, income verification, and loan purpose.

Funding time periods are estimates and can vary by application. Next-business-day funding assumes a completed application with all required supporting documentation, including bank-link verification, submitted during business hours. Nationwide Loans specialists are available Monday–Friday 6am–8pm CT and Saturday–Sunday 8am–4pm CT. Loan payments can be made anytime through your account dashboard or by phone Monday–Friday 6am–6pm CT.

All loans subject to credit qualification and underwriting approval. Rate offered depends on individual creditworthiness and loan terms. This is not a commitment to lend.

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