Nationwide Loans

Rates & Terms

Rates from 8.99% APR. Full range disclosed.

Fixed rates from 8.99% APR (range 8.99%–35.99% based on credit). Zero origination fees. Terms from 24 to 84 months.

Credit TierAPRTerm
Excellent (740+) 8.99% – 11.99% 24-84 mo
Good (700-739) 11.99% – 15.99% 24-84 mo
Average (640-699) 15.99% – 22.99% 24-84 mo
Fair (580-639) 22.99% – 29.99% 24-84 mo
Limited / No credit 29.99% – 35.99% 24-84 mo

All loans have $0 origination fee. APRs are fixed for the life of the loan. Final rate depends on individual creditworthiness and loan terms.

Published rates, fixed for the life of the loan.

Next-day funding

Funds in your account as soon as the next business day after approval. No paper checks, no waiting.

$0 origination fees

What you borrow is exactly what you pay back, plus interest. Zero hidden costs at any step.

No minimum score

We look at the whole picture, not just a number. Approvals for people other lenders said no to.

Translate APR to dollars.

Slide to see the monthly at our best-case APR (8.99%, excellent credit). Final rate ranges 8.99%–35.99% based on credit, term, and amount.

Loan amount$15,000
Est. monthly$372/mo
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