A direct lender for borrowers the major banks turn away first.
Nationwide Loans was founded on a simple idea: lending decisions shouldn't be a black box. We're a direct lender — not a marketplace, not a referral site — which means when you call us, you're talking to the people who make the decision.
We started because too many people with steady income, stable lives, and substantive reasons to need a loan were getting form-letter rejections. The major banks lend to the people who don't need money. We lend to the people who do, at rates that don't punish them for asking.
We're transparent about what we charge (rates from 8.99% APR with full range disclosed, zero origination fees, no prepayment penalties), how we decide (whole-picture underwriting, not just a credit score), and what happens if something goes wrong (call us first — we have hardship programs).
We publish our rates, we name our specialists, and we answer the phone.
Funds in your account as soon as the next business day after approval. No paper checks, no waiting.
What you borrow is exactly what you pay back, plus interest. Zero hidden costs at any step.
We look at the whole picture, not just a number. Approvals for people other lenders said no to.
CEO + Co-founder
Founded Nationwide after two decades building consumer-lending platforms. Believes lending should feel like advice, not arithmetic.
Chief Financial Officer
Runs capital, treasury, and the integrity behind every funded loan. Spent 15 years in fixed-income finance before joining.
General Counsel
Keeps our products on the right side of every state regulator. Likes contracts written in plain English.
Chief Credit Officer
Designs the credit decisioning that finds yes where others say no. Twelve years in consumer underwriting.
Chief Technology Officer
Owns the underwriting stack and the speed of next-business-day funding. Engineer first, manager second.
VP, People & Culture
Hires the specialists who pick up the phone every day. Picks for empathy first, sales skills second.
Our specialists, underwriters, and customer experience leads show up for one another — at offsites, lunch-and-learns, and the careers fairs we host across Texas.
No credit pull at quote stage. A specialist walks you through your rate. Then you decide.
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