Auto repair
Major car repair when you need the car to get to work. Funded as soon as the next business day.
Why a Nationwide loan for auto repair.
Start with a specialist call. Fixed rates from 8.99% APR. Zero origination fees. Funds in your bank as soon as the next business day. We don’t pull your credit just to give you a quote — a specialist reviews your details first and walks you through your real options.
Fixed monthly payment
One predictable bill, never higher than the day you signed. Compare that to a credit card that re-prices itself.
$0 origination fees
What you borrow is exactly what you pay back, plus interest. Zero hidden costs at any step of the process.
Funded next business day
From the moment your specialist gives the green light, funds land in your bank account as soon as the next business day via ACH.
How a personal loan covers a car repair
When the car you use to get to work breaks down, timing matters more than anything. Funds land as soon as the next business day, which is usually faster than the shop can finish the job, so the repair is not sitting and waiting on the money.
Unlike financing offered at the shop or a high-rate credit card, the rate here is fixed and there is no origination fee, so a $3,000 repair costs you the repair plus interest and nothing else. Smaller repair loans also carry shorter terms, so you are not still paying for a transmission three years after it was fixed.
A $3,500 repair on a 36-month term at 14.99% APR is about $121 a month. If you get caught up and want to clear it in a few months, there is no prepayment penalty for doing that.
Common questions
How fast can I actually get the money?
Most approved borrowers see funds as soon as the next business day after signing, assuming the application is complete.
Is this cheaper than the shop financing?
Frequently. Shop and store financing often runs well above our range once the promotional period ends. Compare the APR, not just the monthly payment.
See your rate in dollars.
Slide to see the monthly at our best-case APR (8.99%, excellent credit). Final rate ranges 8.99%–35.99% based on your credit profile. No credit pull to estimate.
Find out in 2 minutes.
No credit pull at quote stage. A specialist walks you through your rate. Then you decide.
Check my rate