Nationwide Loans

Rates & Terms

Capped at 8.99% APR. Always.

Fixed rates from 6.99% to 8.99% APR. Zero origination fees. Terms from 24 to 84 months.

Credit TierAPRTerm
Excellent (760+) 6.99% 24-84 mo
Very Good (720-759) 7.49% 24-84 mo
Good (680-719) 7.99% 24-72 mo
Fair (640-679) 8.49% 24-60 mo
No min. score 8.99% 24-60 mo

All loans have $0 origination fee. APRs are fixed for the life of the loan. Final rate depends on individual creditworthiness and loan terms.

Why our rates

What you see is what you pay.

Next-day funding

Funds in your account as soon as the next business day after approval. No paper checks, no waiting.

$0 origination fees

What you borrow is exactly what you pay back, plus interest. Zero hidden costs at any step.

No minimum score

We look at the whole picture, not just a number. Approvals for people other lenders said no to.

Ready when you are

Find out in 2 minutes — without touching your credit.

Soft check. Real answer. Then decide.

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