Personal Loans

A loan for whatever you need.

$1,000 to $50,000. Fixed rates up to 8.99% APR. Zero origination fees. Funds as soon as the next business day.

Popular reasons

What people borrow for.

One fixed monthly payment instead of multiple credit cards. Most borrowers save 30%+ on interest.

$5,000 - $40,000 36 - 60 months

Renovate without dipping into your equity. Faster than a HELOC, no home as collateral.

$5,000 - $50,000 48 - 84 months

Pay providers in full, avoid collections, and consolidate medical debt at one fixed rate.

$2,000 - $25,000 24 - 60 months

Major car repair when you need the car to get to work. Funded as soon as the next business day.

$1,000 - $10,000 24 - 48 months

Lock in your vendor deposits without juggling six credit cards or borrowing from family.

$5,000 - $30,000 36 - 60 months

Appliances, furniture, electronics — get a fixed-rate loan instead of high-APR store credit.

$1,000 - $15,000 24 - 60 months

How it works

Answer a few quick questions about the loan you want. No SSN needed yet.

~2 min

Soft credit check only. Your score stays untouched until you decide.

~30 sec

E-sign and we send funds via ACH as soon as the next business day.

~24 hrs

Why Nationwide

Funds in your account as soon as the next business day after approval. No paper checks, no waiting.

What you borrow is exactly what you pay back, plus interest. Zero hidden costs at any step.

We look at the whole picture, not just a number. Approvals for people other lenders said no to.

Ready when you are

Soft check. Real answer. Then decide.

Check my rate